1. These terms of service (hereinafter referred to as "terms") are the terms that inform you that the use of Safe Loan's products, software, services and websites is applicable to the legal agreement between you and Safe Loan. These terms are legally binding, please take the time to read them carefully.
2.1 To use the service, you must first agree to the terms. If you do not accept the Terms, you may not use the Services.
2.2 You can accept the terms in the following ways:
(A) Click to accept or agree to these Terms where Safe Loan presents you with choices on the user interface with respect to any Service.
(B) Actual Use of the Services. In this case, you understand and agree that Safe Loan regards you as accepting the terms from the time of using the service.
(A) You hereby represent that you are a real individual and not a "robot".
(B) You hereby declare that you are over 18 years of age, of sound mind and are a legal citizen of Pakistan.
(C) You are eligible to obtain a personal loan through the platform, but you must apply in person.
(D) You are not barred from receiving the Services under the laws of Pakistan.
3.1 You need to understand that you have no right to use any trade names, trademarks, service marks, logos, domain names and other distinctive brand features of Safe Loan. You have no right to remove, block or alter any proprietary notices (including trademark and copyright notices) that may be posted on or contained in the Services. You may not copy or transfer any Services.
3.2 You acknowledge and agree that Safe Loan owns all legal rights, all rights and interests in and to the Services, including any intellectual property rights in the Services (whether such rights are registered or not, and wherever in the world such rights exist).
3.3 You need to further confirm that this service may contain confidential information designated by "Safe Loan", and you shall not disclose such information without the prior written consent of "Safe Loan". You may not copy, create derivative works, modify, reverse engineer, reverse assemble, or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in, or otherwise transfer any rights in, the Services.
3.4 You agree not to use this product for any purpose prohibited by local laws. Safe Loan may, in its sole discretion, suspend, terminate or restrict access to all or any component of the Site or the availability of the Site itself at any time without notice or liability of any kind.
4.1 To apply for a loan through the Platform, you must meet the eligibility criteria displayed on the application. You understand that the Platform has been consented by the Lender to collect, verify, track your location, verify and confirm User Data, documents and details that the Lender may require for loan approval. Lenders authorize the company to collect and store user data through mobile application forms available on the platform.
4.2 You need to understand and acknowledge that the information requested by the platform is to comply with various laws, regulations and guidelines promulgated by the Pakistani government from time to time. You further acknowledge that if you do not provide Safe Loan with the requested information, Safe Loan or its partners will be unable to provide or continue its services to you.
4.3 You confirm that all information provided to "Safe Loan" (whether in the "Safe Loan" application or otherwise) is true, correct and not misleading. You agree to provide Safe Loan with any additional documents requested.
4.4 You need to understand that when you use "Safe Loan", you will be provided with an online loan agreement. After clicking "I Accept", you will be bound by the terms of the loan agreement associated with the line of credit, verifying your identity to prevent and detect crime and money laundering. You understand and agree that Safe Loan may charge you a processing fee to facilitate your use of the loan/credit and you agree to pay such fee.
4.5 You need to understand that when you apply for a loan, "Safe Loan" may check your records through any source (credit reference agency), as well as any information available to "Safe Loan", to evaluate your credit, Verify identities to prevent crime and money laundering.
4.6 "Safe Loan" has the right and obligation to report your information to the credit reference agency when you delay repayment of the loan.
5.1 You hereby acknowledge, understand and agree to the terms contained in the "Privacy Policy" of "Safe Loan", you acknowledge, understand and agree that "Safe Loan" and its managers, employees, service providers and agents may Loan"'s "Privacy Policy" using, storing, processing, disclosing, transmitting (whether within or outside Pakistan) or exchanging your information (including personal data).
5.2 By registering with Safe Loan, you agree to the use of the information in the Safe Loan Privacy Policy available on their website.
The company is not responsible for any advertisements on the platform. The Company has no control over, and is not responsible for, the content of any website or mobile application linked to from the Platform. Such linked websites and mobile applications are provided "as is" for the user's convenience only, without warranty of any kind, either express or implied, with respect to the information provided therein. The Company does not provide any endorsement or recommendation for any third-party website or mobile application to which the Platform provides links.
By accepting these terms and conditions, you expressly consent to us, our representatives, affiliates or anyone calling on our behalf at any contact number or physical or electronic address you provide to be contacted by Safe Loan when registering for your account. You also consent to us contacting you in any way, including but not limited to email, text message, WhatsApp, phone calls using pre-recorded messages or human voice, and notifications via our mobile applications.
You may not assign or otherwise transfer your rights or obligations under these Terms. "Safe Loan" may assign its rights and obligations under these Terms, and any such assignment will not be deemed a change to the Terms without notice to me.
9.1 You expressly understand and agree that Safe Loan and its licensors shall not be liable to you for the following matters:
(A) ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING YOU FROM REGARDLESS OF THE CAUSE AND UNDER ANY THEORY OF LIABILITY. This shall include, without limitation, any loss of profits (whether arising directly or indirectly), any loss of goodwill or business reputation, any loss of data, the cost of purchasing substitute goods or services or other intangible loss;
(B) Any loss or damage you may incur, including but not limited to loss or damage caused by:
(C) your trust in the completeness, accuracy, or existence of any advertisement, or as a result of any relationship or transaction between you and any advertiser or sponsor whose advertisement appears on the Service;
(D) Safe Loan may make changes to the service, or permanently or temporarily stop providing the service (or any function in the service);
(E) the deletion, destruction or failure to store any Content and other communications maintained or transmitted through your use of the Services;
(F) You did not provide Safe Loan with accurate account information
(G) You fail to keep your password or account information secure and confidential
9.2 The limitations of Safe Loan's liability to you in Clause 9.1 above shall apply whether or not Safe Loan has been notified or should have been aware of the possibility of any such loss arising.
The laws of Pakistan (without regard to its conflict of laws rules) will apply to these Terms. In any such action, or any action that we may initiate, the prevailing party will be entitled to recover all legal costs, including, but not limited to, taxable and non-taxable costs, and reasonable attorneys' fees, related to such legal action.
If users are disappointed with the services provided by the company, you have full rights to complain and give feedback. You can submit complaints and feedback in writing or by e-mail through the following contact information:
Tel: +923121547420
Email: zaheerabbas8840@gmail.com