The purpose of this Privacy Agreement (hereinafter collectively referred to as the "Agreement") is to inform users, members, unregistered visitors, etc. ”) (hereinafter referred to as the “Platform”) personal information. This agreement applies to all information about users that Safe Loan collects, receives, owns, controls, stores, handles or processes. If you have any questions about this agreement, please contact us at "zaheerabbas8840@gmail.com"
1.1. After obtaining your consent, we collect, use, store and transmit your personal data in order to provide you with services or services related to the services. Please note that we only collect and process a minimal amount of personal data about you. Such personal data includes:
After you authorize the geolocation request, we will collect and monitor your device geolocation information for automated risk assessment of loan applications, security assurance of user loan services, marketing activities, and serviceability of your loan application. We do not provide loan services to clients outside of Pakistan.
Collection of financial SMS information: With your consent, we will access your SMS list. This is for the "loan review" function. If you do not provide SMS permission, your loan application will not pass our review. We do not collect your personal text messages from your inbox, but we do collect financial text messages (financial text messages within 6 digits) from your inbox, which help us identify the various accounts you hold and your cash flow patterns as a user to help us determine your risk profile and provide you with an appropriate credit analysis to enable you to obtain financial convenience from us.
When using the Services, you should provide an emergency/reference contact to verify your credit and help you through the loan application process. The information collected is used for risk analysis so that we can test reliable references to evaluate you, determine your loan eligibility and assess your credit rating.
In the process of using this service, we will ask you to authorize us to use your camera to take photos to upload KYC, PAN card, hand-held ID photos and other documents for security verification.
We collect data about your interaction with our application services during the use of the application. This includes data such as service access times, application service crash logs, and more. This data is used for customer support and user experience improvement and for risk analysis to prevent fraud.
When using the service after registration, we may collect your device information, including your phone number, device name, device model, region and language settings, unique device identifier, device software and hardware information, status, usage habits, and unique device identifier
g). Store data We will store your information in our server (server address: https://api.safeonlineloans.com), and guarantee that we will not disclose your information to third parties to ensure your privacy and security .
1.2 We will not access your mobile phone resources, however, after obtaining your explicit consent, we may access your camera, microphone, location or any other facilities.
1.3 We need to collect your personal data in order for you to access the platform and services. In some cases, we need to collect personal data as required by law or terms. If you fail to provide us with this data as we request, we will not be able to perform our obligations under the arrangements we have or attempt to have with you (for example, to provide you with the functionality of the Services). In such event, we may have to cancel or restrict your access to the Service (or parts thereof).
2.1 We use different methods to collect and process your personal data. This includes:
Information you provide to us: this is the information (including identity, contact, financial and device data) that you agree to provide to us when you use our services or communicate with us (for example: by email or chat or through the platform) . It includes information you provide when you register to use the Services, use Platform features, share data through the Platform, or report issues with the Platform and our Services. If you communicate with us, we will record the information during the correspondence.
Information we receive from other sources, including third parties and publicly available sources: We will receive from various third parties and public sources, including our third parties, Google Analytics for advertising and user profiling purposes, and other publicly available sources Personal data about you to help us determine your risk profile and provide you with an appropriate credit analysis.
2.2 Please note that we do not have any control over the personal data you may choose to disclose. For example, if you post comments, comments or messages on public parts of the app or on app stores such as the Play Store, you do so at your own risk. We are not responsible for the misuse of such data by third parties.
When you visit this website, the administrator processes technical data such as your IP address, the pages you visit, the internet browser you use, the website you visited last/next time and the duration of your visit/session in order to enable We are able to provide the functionality of this website. Also, in some cases your browser may prompt you to enter your geographic location so that we can provide you with an enhanced experience. With this technical data, the webmaster can administer the website, for example by resolving technical difficulties or improving the accessibility of certain parts of the website. In this way, we ensure that you can (continue to) find information on the website in a quick and easy way.
When you register as a user, we will collect your name, email address, country, language, password, mobile phone number, IP address, device ID. We will use your contact details to send you welcome emails/messages, to verify your username and password, to communicate with you in response to your enquiries, and to send you service-related announcements, for example, if our services are due to Suspended for maintenance. We will use your registration information to create and manage your user account. We may deactivate your account if we suspect that you are using our app for fraudulent or illegal conduct, or if you violate our terms of use.
You will not disclose any of your personal information to other users when you use the app, website, or CC service we provide, but you will not disclose any personal information to potential Donors disclose any personal information about you. When you use Safe Loan's application, website or cc service, Safe Loan may also collect some payment data and communicate with you using debit or credit cards, online banking services by accessing, collecting and analyzing your SMS inbox , applications, and other information related to transactions made with mobile wallets. Safe Loan may also collect information from your phone about your contact list, location, and other app usage to understand your behaviour. Safe Loan will only do so with your prior consent. Safe Loan may also record the identity of the product or service to which such SMS message relates, and the price or fee paid or payable for such product or service.
We will store your information on our server (server address: https://api.safeonlineloans.com), and guarantee that we will not disclose your information to third parties to ensure your privacy.
4.1 The Application may contain links to other websites, or may contain functionality of any nature from other websites (“Related Websites”) on the Application. The Allied Sites are not under the control of The Allied, and Affiliates are not responsible for any Allied Sites, including any content, links or advertisements on the Allied Sites, or any changes or updates to the Allied Sites.
4.2 The Company is not responsible for any errors, inclusions, omissions or representations on any Allied Site or any link contained in an Allied Site. Safe Loan does not in any way endorse any Advertiser on any "Affiliated Site" or on any link contained in an "Affiliated Site". Visitors should verify the accuracy of such information themselves before relying on it.
We may update this Privacy Statement to reflect changes to our information practices. If we make any material changes, we will notify you by email or text message and by a notice on the website before the changes become effective. We encourage you to periodically review this page for the latest information on our privacy practices.